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Ganesh Baniya

NMLS 1623550

Licensed in CO, MD, NC, OH, PA, VA

President and CEO/Mortgage Loan Officer

I am thrilled to introduce myself as your Mortgage Loan Officer, bringing over two decades of invaluable experience in finance and accounting. My unwavering commitment to excellence is firmly grounded in transparency, ensuring a uniquely smooth and personalized homebuying experience tailored just for you. Let's embark on this journey together, where your homebuying experience isn't just a transaction but a personalized, delightful adventure. Your dreams of homeownership are my top priority, and I'm here to make them a reality with care, dedication, and a touch of warmth. On a personal note, I'm fortunate to have a beautiful wife and two wonderful children who fill my life with joy. Their love and support inspire me to go the extra mile in helping families, like yours, achieve the dream of homeownership.

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Kris Chetry

Loan Processor

With a diverse background and an ‘explorer’s’ mindset, I always believe in delivering my best. I am multi-lingual, in many South Asian languages, which has been an ‘asset in disguise’ while serving the community here in the United States of America for last half- decade. Born, brought up and educated in India, Sweden and Nepal & seasoned with experience and expertise in the similar service-providing industry as an abroad education and career counsellor, before venturing into the Mortgage industry, I have always strived to be an organized and efficient mortgage loan processor, navigating the intricacies of the mortgage industry.  

My expertise lies in efficiently managing, facilitating, and streamlining the loan application process, ensuring accuracy in documentation, and fostering clear communication between borrowers, lenders, and other stakeholders. With a keen eye for detail and a thorough understanding of regulations contributing significantly to the seamless execution of mortgage transactions, with a collaborative and efficient environment. 

I understand that effective communication skills are pivotal in ensuring that loans progress seamlessly from application to closing and make sure to utilize it to the optimum.  My commitment to excellence & the ability to adapt to the ever-evolving financial landscape makes me an invaluable asset in the realm of mortgage processing and service industry. 

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Govinda Karki

NMLS 2300619

Licensed in OH

Loan Officer

Versatile Finance and Accounting professional with extensive experience in the corporate finance environment. Part Qualified Chartered Certified Accountant, Enrolled Agent (EA), Realtor®, Loan Officer & double MBA graduate from the UK & USA with 12 + years of progressive experience in the Accounting and finance industry. Currently, I'm working as a loan officer with Simple Mortgage LLC. I am passionate about helping individuals achieve their financial goals. I am dedicated to guiding individuals and families through the intricate world of home financing. I understand that navigating the world of loans can be overwhelming, and my goal is to make the process as smooth and transparent as possible for my clients. Understanding that each client’s financial situation is unique, I take pride in providing personalized solutions tailored to clients' needs. Whether helping a first-time homebuyer navigate the complexities of the mortgage process or assisting a seasoned
homeowner with refinancing, my goal is to make the lending experience seamless and stress-free. Integrity, transparency, and customer satisfaction are core to my professional values. I believe in fostering trust through clear communication and ensuring my clients feel empowered and well-informed throughout every step of the loan process. Beyond my role as a Loan Officer, I am deeply committed to giving back to the community.

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Kul Sharma

NMLS 2441282

Licensed in NC

Mortgage Loan Officer

Originally from a small village in Nepal, I worked with many academic institutions as a resource person in the field of math and science. After moving to America with great goals and aspirations, I have been able to own multiple businesses like convenience stores and restaurants. Alongside these businesses, I have also worked in the real estate market for a long time and own a real estate firm, Dream Home Realty, operating in North Carolina. 

Presently, I am employed as a Loan Officer at Simple Mortgage LLC. My professional focus is dedicated to assisting individuals in realizing their financial objectives. I am deeply committed to providing steadfast guidance to individuals and families navigating the unique world of home financing. 

In my role as your Loan Officer at Simple Mortgage LLC, my commitment is to simplify the intricacies of the loan process for my clients, considering them not only as associates but as valued friends. I approach each step of the process with the utmost dedication, aiming to complete it as meticulously as I would for myself. Embracing the philosophy of treating individuals, not groups, I recognize the unique financial situations of each client. Consequently, I outline clear, personalized goals and plans, ensuring that every question is met with a tailored answer. Throughout this intricate process, transparency is my guiding principle, as I strive to clarify the vision and goals of each stage. My ultimate personal goal is to absorb the stress of my clients and make their lives a bit easier by providing a comprehensive and individualized approach to achieve their financial objectives. 

Guided by fundamental principles of prioritizing Customer Satisfaction, Honesty, and Transparency, I hold in high regard the trust and confidence bestowed upon me by my clients. My main goal is to provide you with a clear vision and a carefully thought-out plan to achieve your financial goals. The fulfillment of my clients, and only that, is the measure of my satisfaction. Amongst all the chaos, I reach my hand out to you not only as your loan officer but also as your friend and I will strive to do my absolute best to earn the trust and respect of a fellow friend.

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Shourya Bhandari

NMLS 2512101

Licensed in VA

Mortgage Loan Officer

I am thrilled at the opportunity to serve as your Mortgage Loan Officer, proudly standing among the youngest professionals in this field. My journey is inspired by a sincere passion for the mortgage sector and finance. I am dedicated to consistently offering enthusiasm and commitment to assist my customers in realizing their homeownership aspirations. It is of utmost importance to me that my clients receive a personalized and optimal deal tailored to their unique situation. 

Allow my genuine enthusiasm and youthful energy, complemented by the seasoned experience of my colleagues in the field, to ensure the best possible experience in your home-buying process.

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Akanksha Acharya

NMLS 2255737

Licensed in NC

Mortgage Loan Officer

I am originally from Nepal, renowned for its breathtaking mountains and I came to the United States in 2014. I started my career in a medical background, specifically the nursing practice. Whether it is with my medical practice or being a loan officer, I am truly happy that I can meet wonderful people, make new friends, and help people in different ways I can. 

I am a traveler with my education and work experience in Nepal, India, Germany, and the United States. With my diverse background and fluency in multiple languages, I can work with a diverse population. 

Homebuying is one of the greatest life moments for most people. When I bought my home for the first time in 2015, I knew nothing about loans. I know it can be a very challenging process without the right assistance and without someone you can trust. I am hardworking and committed to listening to my clients. My goal is to help each client to understand all the steps of the loan process and ensure it is completed flawlessly and in a timely manner. I look forward to working with you and being a friend that you can trust. 

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Pradip Dhakal

NMLS 2543344

Licensed in VA

Mortgage Loan Officer

I am a seasoned professional in finance with diverse financial experience at Capital One and various insurance companies. I bring my expertise to the mortgage industry as I have worked at Freddie Mac, one of the largest secondary mortgage companies helping build mortgage platforms like Loan Product Advisor.Serving my third term as an elected official on the Herndon Town Council and as the Chair of the Herndon Diversity, Equity, and Inclusion Committee, I serve the community and actively advocate for and promote community inclusivity.As a commissioner on the Fairfax County Economic Advisory Commission, I advise on economic growth strategies.My commitment extends to sustainable transportation solutions through my previous role as a board director of the Dulles Area Transportation Association (DATA).With a master's in strategic leadership and a professional background in information technology, my expertise is also showcased in project/program management and consultancy for government agencies such as HHS or IRS.I live in Herndon, Virginia, with my family.
Passionate about assisting families in the significant financial step of home buying, I eagerly support the community in this great undertaking as I believe in a holistic approach to professional and community success.

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Min Dhungana

NMLS 2224709

Licensed in VA

Mortgage Loan Officer

With an extensive background in the dynamic field of banking and software engineering, I bring forth a unique and insightful perspective to the ever-evolving financial landscape. Drawing inspiration from my personal experience of purchasing a home, I am driven by an unwavering commitment to assist and guide others through their home-buying journey. In my role as a Loan Officer, my primary objective is to streamline and simplify the lending process, offering transparent solutions that are intricately customized to meet the unique needs of each individual. Whether you are embarking on the exciting journey of homeownership for the first time or seeking to refine your investment strategies, my goal is to ensure that the entire process is not only efficient but also stress-free. Beyond my professional endeavors, I find immense fulfillment in contributing to the community. I firmly believe in empowering individuals to make informed and confident financial decisions. By providing valuable insights and support, I aim to foster financial literacy and resilience within the community. Let us embark on a collaborative exploration of the financial landscape, navigating through its complexities together. I eagerly look forward to the opportunity to be a guiding force in helping you achieve your financial goals and aspirations.

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Pradip Hayu

NMLS 2274179

Licensed in VA

Loan Officer

As a Mortgage Loan Originator with a passion for numbers and a background in data analysis and statistics, I bring a unique perspective to the world of real estate financing. With four years of experience in analyzing data trends and making informed decisions, I approach each client's mortgage needs with precision and dedication.As a military veteran, I understand the value of commitment, integrity, and service. These values are at the core of my approach to assisting clients with their mortgage needs. My time in the military has honed my discipline and attention to detail, ensuring that every aspect of your mortgage process is handled with the utmost care.Having recently closed on my own home and managing two of my rental properties, I intimately understand the challenges and rewards of real estate investments. Whether you're a first-time homebuyer or a seasoned investor looking for your next property, I have the knowledge and experience to guide you through the process.Let's work together to turn your homeownership dreams into reality!

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